cara benar mengelola Tunjangan Hari Raya maupun THR selama masa pandemi

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 Di bawah ini  tersedia cara benar mengelola Tunjangan Hari Raya maupun THR selama masa pandemi Covid-19 berlangsung.

Perencana keuangan, Mike Rini Sutikno menerangkan THR tidak untuk dihabiskan  tersedia saat hari raya. THR bisa dipergunakan buat biaya pengeluaran setelah hari raya usai. Agar THR tidak cepat habis, maka harus bijak mengelola THR yang dibisakan p tersedia hari raya.

Maka dari itu, cara yang benar mengelola THR  tersedialah tidak menghabiskannya tersedia saat itu juga. “pemikiran kita mengenai THR harus diubah, THR bukan rezeki yang datang buat dihabiskan semua  tersedia saat hari raya lebaran," 


cara mengelola THR yang baik  yaitu dengan membagi bagi  ke beberapa pos pengeluaran. Pertama, buat prioritas yang bukan untuk keperluan sehari-hari. tetapi buat tabungan dana darurat, pelunasan utang, serta investasi masa depan.


“Dana darurat sangat penting karena masa epidemi ini situasi yang tidak pasti. Proporsi buat pos prioritas ini  tersedialah 10-30% dari THR yang dibisa," ungkap dia.


Lebih lanjut, Mike menerangkan pos pengeluaran THR selanjutnya  tersedialah zakat, infak, dan sedekah dengan proporsi 10% dari THR. Pengeluaran buat sajian khas hari raya sebesar 5 – 15% dari THR. Pengeluaran buat busana dan perlengkapan ib tersediah dialokasikan sebesar 5 –

15% dari THR yang diperoleh.


Saat lebaran , tidak harus semua yang kita pakai mesti baru, upayakan belanja berdasarkan keperluan tidak atas dasar minat saja


dana THR juga bisa buat keharusan liburan, halal bihalal, renovasi rumah yang dialokasikan sebanyak 10-15%

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